products and solutions
Howell's primary objective is to maximize every employer's benefit investment. We offer a wide range of customizable solutions. Howell is licensed in multiple states and has national account management capabilities.
Some of the products and solutions listed below are available on a fully insured, self insured or Administrative Services Only (ASO) basis:
Health and Welfare Benefit Planning - Health (PPO, HMO, Comprehensive Major Medical and Consumer Directed Health Plans)
- Prescription Drugs
- Dental
- Vision
- Life
- Short Term Disability
- Long Term Disability
- Voluntary Benefit Plans
- Long-Term Care
- Business Travel Accident
- Critical Illness Insurance
- Limited Benefit Accident and Sickness Insurance Plans
- Stop Loss & Reinsurance
- COBRA Administration
- Health Reimbursement Arrangement(HRA)
- Health Savings Account (HSA)
- Medical Expense Reimbursement Plan (MERP) (Section 105 IRS)
- Flexible Spending Account (FSA)
- Employee Assistance Programs (EAP)
Personal Financial Planning - Fee-Based*
- Retirement Planning
- Estate and Gift Tax Planning
- College Education Planning
- Investments*
- Separately Managed Accounts
- Mutual Funds
- Variable Annuities
- Brokerage CDs
- Insurance
- Life Insurance
- Disability Insurance
- Long-Term Care Insurance
- Fixed Annuities
- Retirement Planning
- Individual IRAs
| | Pension and Profit Sharing Planning - 401(k)
- 403(b)
- 412(e)(3)
- Defined Benefit Pension
- Deferred Compensation
- Supplemental Executive Retirement Planning (SERP)
- Simple IRAs
- SEP IRAs
Business Financial Planning - Fee-Based
- Business Succession Planning
- Deferred Compensation Planning
- Supplemental Executive Retirement Planning (SERP)
- Investments
- Separately Managed Accounts
- Mutual Funds
- Insurance
- Buy-Sell Life Insurance
- Key Person Life Insurance
- Corporate Owned Life Insurance (COLI)
- Long Term Care Insurance
- Executive Disability Insurance Carve-Out Plans
- Retirement Planning
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*Securities and Investment advisory services are offered through registered representatives and investment advisory representatives of Tower Square Securities, Inc. (TSS) Member FINRA/SIPC. Howell Benefit Services is a separate entity from TSS.
Howell serves the following cities and surrounding communities:
Allentown, Atlantic City, Bala Cynwyd, Bartonsville, Bellefonte, Berwick, Bethlehem, Binghamton, Bloomsburg, Camden, Carbondale, Carlisle, Center Valley, Cherry Hill, Clarks Summit, Cressona, Danbury, Danville, Dover, East Hanover, Easton, Edison, Elmira, Fort Washington, Frackville, Hackettstown, Harrisburg, Hatboro, Hazleton, Hershey, Honesdale, Ithaca, Johnson City, King Of Prussia, Kutztown, Lancaster, Lehigh Valley, Lehighton, Malvern, Mechanicsburg, Media, Netcong, New York, Newark, Newburgh, Norristown, Parsippany, Patterson, Plymouth Meeting, Reading, Roseland, Scranton, Shippensburg, Sparta, Stanhope, State College, Stroudsburg, Susquehanna, Tarrytown, Trenton, Tunkhannock, University Park, Upper Darby, Washington, West Chester, Wilkes-Barre, Wilkes Barre, Williamsport, Woodbury, York