Separately Managed Accounts
Separate accounts are customized portfolios of stocks, bonds and other investments that can be closely tailored to meet well-defined objectives for growth, safety, tax efficiency, or income. Sophisticated investors use separate accounts because of their customization, adaptability, consistency of management style, tax efficiency and transparency.  Achieving the right balance of risk and reward involves both art and science.  By carefully assessing client needs, asset allocation, equity preferences, and risk management, an effective solution can be devised.

For professional consultation, contact Bryan Boyle.

Mutual Funds
Open-end investment companies or mutual funds issue shares to the public.  They use the cash proceeds to acquire a portfolio of investment securities, which is managed by fee-paid professional money managers.  Purchasers of investment company shares are acquiring a share of an investment pool with the objective of generating profit through portfolio income and capital growth. Investment companies offer the opportunity for even the smallest of investors to achieve a broad diversification of investment securities—an option not otherwise feasible with limited funds available for investment.

The mutual fund industry is extremely large with thousands of different funds available for investment.  Different funds have differing investment objectives and invest in differing types of portfolio securities.

For professional consultation, contact Bryan Boyle.

Certificates of Deposit
Certificates of Deposit occupy a unique niche in the investment universe by virtue of their combination of high yield with government backing (through FDIC insurance). This supreme principal protection is exploited to the fullest extent through Brokered CDs, which offer a variety of high-yielding alternatives and afford an array of advantages over traditional local bank CDs.   CDs represent the most basic fixed income investment. 

For professional consultation, contact Bryan Boyle.