| Employer Advantages: |
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 Electronic retrieval of qualifying event information
 New hire and termination notices
 Qualified event notices to all beneficiaries
 Processing election of benefits, terminations, and changes
 Participant and carrier notifications of benefit termination, changes to enrollment, end of eligibility and account balance
 Tracking and notification of all applicable extensions
 Processing of premium payments
 Carrier or employer premium processing
 Monthly employer reports
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