Established in 1983, Howell Benefit Services, Inc. (Howell) provides integrated employee benefit consulting, implementation and administration. Licensed in 50 states, we serve employers in a variety of market segments. Howell also owns Howell Benefit Technologies, LLC (RATECentric), a software company, that delivers customized benefit quoting, procurement, invoicing, and administration platforms to group insurance carriers and distribution channels. While aimed at the small and mid-size employer market, RATECentric’s platforms are completely customizable and scalable based on a carrier’s needs.

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